Terms & Conditions

Effective Date: June 29, 2024

1. Introduction

Welcome and thank you for using our blog, operated by ‘Richurance’ ("we", "us", "our"). These Terms & Conditions govern your use of our website richurance.blogspot.com and associated services. By accessing our website, you agree to comply with and be bound by these Terms & Conditions.

2. Intellectual Property Rights

The content on our website is owned by or licensed to us. You may not reproduce, distribute, modify, or create derivative works of any part of our website without our prior written consent.

3. User Conduct

You agree not to:
  • Use our website in any unlawful manner or in a manner that could damage, disable, overburden, or impair our website.
  • Use automated scripts to collect information from or otherwise interact with our website.
  • Attempt to gain unauthorized access to any portion or feature of our website, or any other systems or networks connected to our website.

4. Links to Third-Party Websites

Our website may contain links to third-party websites that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites.

5. Disclaimer of Warranties

Our website is provided "as is" and without warranties of any kind, whether express or implied. We do not warrant that our website will be secure, error-free, or uninterrupted. You use our website at your own risk.

6. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use our website.

7. Indemnification

You agree to indemnify and hold us harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your breach of these Terms & Conditions or your violation of any law or the rights of a third party.

8. Governing Law and Jurisdiction

These Terms & Conditions shall be governed by and construed in accordance with the laws of Canada, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms & Conditions shall be brought exclusively in the courts located in Canada, and you hereby consent to personal jurisdiction and venue therein.

9. Changes to These Terms & Conditions

We may update these Terms & Conditions from time to time. We will notify you of any changes by posting the new Terms & Conditions on this page and updating the "effective date" at the top of this Terms & Conditions page.

10. Contact Us

If you have any questions about these Terms & Conditions, please contact us by filling the ‘Contact Us’ form in our sidebar navigation!

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